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During the consultation, I will ask you general questions to get to know your situation better. We will talk about what you want to achieve over the next 3-6 months.  You will receive a free credit assessment that includes your credit scores an analysis of your accounts, an overview of our process and your credit scores from the 3 bureaus (Experian, Equifax, TransUnion). The assessment will also provide us an idea of how long it will take to reach your credit goals. 

Credit repair does not have a set time frame. All credit files are different and each credit item requires a detailed approach. When it comes to gauging a timeframe its important to understand how long it takes for the bureaus to respond to disputes.

The credit bureaus have 30 days after receiving a dispute to respond. However, due to the pandemic the bureaus were granted an additional 15 days to respond to disputes. When disputing items on your credit report, it can now take the bureaus 45 days after receiving the dispute to respond. 

If you follow the credit path given to you during the program, the repair process is seamless and you'll receive faster results. Clients have reached their goals in as little as 8 months!

In addition to repairing your credit, I offer credit education that you can implement into your daily life. This education helps you to create a budget, prioritize spending and much more.  I offer monthly credit assessments that shows your new scores, account deletions, account additions, updates and counseling based on your credit situation at that time. 

As a bonus to clients, upon program completion, you will continue to receive free financial advise whenever you need it!

My program also includes credit building opportunities for clients that do not have a lot of credit. The credit building opportunities that I offer builds positive credit history, provides credit card education, and is necessary to receive the maximum benefits of the program.  

The date that you enroll into the program (the date the client agreement is signed) is the date that you will make your monthly payments each month. I offer flexible payment options if you need to change your payment date. Simply reach out to me so that we can arrange the date that works best for you.

Yes. If you want to make your payment early, you can do so at any time. Simply visit the payment center to make your monthly payment. 

Yes! When someone you refer signs up for services, you will receive a $25 cash bonus once the client has been in the program for 30 days.