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M&EM Credit Services is a credit counseling service that specializes in improving your credit health and education. Our goal is to help you to achieve your financial goals.
M&EM Credit Services offers 100% commitment to our clients during the entire course of the repair process. We provide continued credit counseling during and after the process is complete.
Credit repair is the act of restoring or correcting a poor credit score. We accomplish this by reviewing your credit reports from Transunion, Equifax, and Experian to thoroughly review your credit history. During this review, we look for inconsistencies with the information reported by the bureaus.
Upon our findings, we will request an investigation with each bureau by submitting a dispute to determine if the information reported is unverifiable, misrepresented, inaccurate, fraudulent or outdated. In many cases, we find inaccurate information that has been reported to the bureaus.
Credit repairing and credit rebuilding can rest more heavily on credit usage and credit activity. It is vital for clients to follow the credit path we provide during the credit repair process. Following the credit path is key to ensuring a successful credit repair.
The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, fairness and privacy of the information in consumer credit bureau files. The law regulates the way credit reporting agencies can collect, access, use and share the data they collect in your consumer reports.
If we find what appears to be inaccurate or incomplete information on your credit report, you have the right to dispute it.
Your credit file contains nearly every financial decision that you have made. This means that there is a high possibility of your file containing errors. There is inaccurate and unverifiable information listed on your credit file that must be removed. We specialize in removing this type of information from your credit file. We specialize in fighting late payments, hard inquiries, charge-offs, collection accounts, medical bills, student loans, identity theft, fraudulent accounts, duplicate accounts, outdated information, inaccurate personal identification and addresses.
We believe that credit repair is more successful with professional intervention. We work together to repair your credit and we ensure that you have the proper knowledge to keep your credit in great standing. We provide you with the tools that you need to create a clear path to financial freedom. Correcting your credit file opens up access to low interest rate loans that you will need to purchase a home, a new car or obtain a credit card. This is where our credit counseling services benefit you the most. Having a great credit file means nothing if you continue to make the same bad decisions. Our credit counseling services teaches you about budgeting, debt management, choosing the right loans, negotiating debt and how to manage credit card usage.
Option # 1 Pay $750 one time payment. Monthly credit monitoring service is required for the life of the program; choose from the 3 credit monitoring programs below
Option # 2 Pay $250 monthly for 3 months.
Monthly credit monitoring service is required for the life of the program; choose from the 3 credit monitoring programs below
Spouse discount Get $50 off contingent upon spouse #1 enrollment.
Financial problems are the main reason that most marriages and relationships come to an end.
We understand that offering a discount may help your situation and even take some financial strain off of the relationship.
P.O. Box 250508 | Milwaukee, Wisconsin 53225
Office Number (877)-713-1998
09:00 am – 05:00 am
Copyright © 2023 M & EM Credit Services - All Rights Reserved.